HOUSTON – Michael Caplan, who owns the Cavo Coffee, said he was on the verge of making a very difficult decision earlier this year -- whether to close his business. “There’s no doubt the Paycheck Protection Program saved my business,” Caplan said. Part of the new COVID-19 relief package recently passed by Congress sets aside money for another round of PPP loans, which are expected to roll out in the next few weeks. The program allows business owners to apply for a loan equal to two-and-a-half times their average monthly payroll costs. “I think it’s very important to realize that people who’ve already gotten PPP loans, they’ll be able to get another PPP loan,” said Jerry Tarnopol, a small business loan expert at Community Bank of Texas.

To stay alive, business-wise that is, Michael applied for the Paycheck Protection Program. Just to be safe to continue you working in the industry I love, to continue doing what I love, has been awesome, Bo said. And now there is good news for Americans both working and not working. Lawmakers in Washington are now considering a second stimulus program. The HEROES Act, larger than the original stimulus package, this program would give more money to families.