‘Act of God’: If a neighbor’s tree falls on your fence/car/house who is responsible?

Who pays for tree damage? Is there a way to register your home for priority electric service?

If a neighbor’s tree falls on your fence/car/garage/house who is responsible and who pays deductible?

Here’s your answer: If the tree was healthy before a storm and high winds caused the tree to fall over and damage your property, you cannot hold your neighbor liable.

This was an “act of God.” However, if the tree was diseased or in a dangerous condition before the disaster, you can hold them liable for damages. The neighbor was negligent in maintaining the tree. Home insurance generally covers this type of damage.

If your neighbor refuses to remove dead or dying branches you can call 3-1-1 for Houston’s service helpline.

The neighbor can be fined if they don’t do anything.

If you have a question, email at AskAmy@kprc.com.