Tips to protect your money while you're on vacation

By Amy Davis - Reporter/Consumer Expert

HOUSTON - Whether you're taking a short road trip or jetsetting across the globe, you have to take some extra precautions to safeguard your money when you travel.

A lot of people make some common mistakes before they hit the road or the air.

Here's some tips to help keep your money safe and avoid financial hassles during a trip:

1. When you tell your loved ones you'll be away, you should give your bank a heads up too. This could save you a lot of hassle. Most banks will put a freeze on your card when they notice charges from an area you don't frequent. If you tell them where you are going ahead of time, they won't mistake your vacation purchases for fraudulent transactions.

2. Take a minute to clean out your wallet before you leave. You only need to take a card or two. Leave the rest of your credit cards and all those loyalty cards at home. You will have less to lug around and fewer calls to make should your wallet get stolen.

3. Secure your smart phone by setting a password on your home screen to deter thieves if your phone is stolen.

4. Avoid using public computers to check banking information, and don't download new apps that are unfamiliar to you. You could actually be installing spyware or malware on your phone.

5. You should know how to remotely erase sensitive information from your phone if you lose it. If you have an iPhone, click or tap here for instructions. If you have an Android, click or tap here for instructions. Print those instructions and take it with you in case you need to use it while you're away.

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