Free credit freezes available now

By Amy Davis - Reporter/Consumer Expert

HOUSTON - A free service to freeze your credit at all three bureaus no matter where you live in the United States is now available.

Free freezes were signed into law in May by President Donald Trump.

Before, in Texas, it would cost you $30.83 to freeze your credit at all three bureaus. You would pay the same to unfreeze it.

A credit freeze restricts access to your credit file, making it harder for identity thieves to open new accounts in your name. Usually, you get a PIN to use when you want to unfreeze your account if you need to apply for credit.

The new law also makes it free to freeze your child's account if they are under 16, until they are old enough to use credit.

Use these links to find out how to freeze your credit at the three major credit bureaus:

https://www.equifax.com/personal/credit-report-services/
https://www.experian.com/freeze/center.html
https://www.transunion.com/credit-help

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