"I just wanted to make sure you know I'm cool," the detective is heard telling Soltani during a meeting at his clinic.

"You got be careful who you bring in," Soltani is heard telling the officer. 

"So I just bring everybody to you?" the officer then asked.

"Yeah, that way if I get a percentage from that attorney I sent to them, I'll say, 'Hey, you take your percentage,'" said Soltani.

Immediately following this meeting with the undercover detective, Soltani was arrested and charged with insurance fraud.

Local 2 tried to speak with Soltani.

"You don't want to answer any questions? You don't want to respond to the charges against you?" Arnold asked.

"Not right now," Soltani said.

Gebremicael was also charged with insurance fraud. His attorney, Feroz Merchant, declined comment on his client's behalf.

Azinge was charged with barratry, which is defined under the law as illegal solicitation of clients.

"Would you like to respond to the allegations that have been made against you?" Arnold asked Azinge following her recent court appearance.

"Not at this time," said Azinge.

Azinge's attorney also declined comment. All three cases are being handled by a special prosecutor with the Texas Department of Insurance, which has been permanently assigned to the Harris County District Attorney's Office.

"Fraud affects everyone," prosecutor Jesse McClure told Local 2 Investigates.

McClure spoke in generalities rather than specifically about the cases against Azinge, Soltani and Gebremicael. McClure said TDI decided to assign him the District Attorney's Office since insurance fraud has become such a problem in Harris County. McClure said there is also a special prosecutor based in Dallas and San Antonio.

"Unfortunately, we have a lot of medical providers and, unfortunately, a lot of attorneys who are all too willing to participate in this kind of fraud," said McClure.

The NICB reports that Harris County is fourth in country when it comes to fraudulent claims filed regarding vehicle accidents. Campbell said insurance companies Farmers, The Hartford, Geico, Nationwide and Texas Farm Bureau lent resources and helped with the investigation involving Azinge, Soltani and Gebremicael. 

The NICB estimated that people pay an average of $360 a year extra in premiums to cover the cost of fraudulent claims.